REFORMATION or How Politicians screwed-up the System

It is basic human nature to make simple things complicated because so-called big-brained intellectuals get paid a lot of money to offer convoluted, and often times snellfirm.com conflicting, explanations for simple matters. We seem to like complications in order to deny and/or avoid the truth. Even though in a past life as a consultant Ive taken part in this charade, I am a believer of Occams or Ockhams Razor which states the simplest or most obvious explanation is the correct one. Here we go